SHEET MUSIC & ACCESSORIES

Tips on Setting Up A Budget as a Family

One of the leading causes of divorce results from financial issues. The wife may not like all of the toys and electronics that her husband buys, or the husband may not like all the shopping that his wife does. Maybe she’s a shopaholic and buys more than the family can possibly ever use, or he could hold a tight rein on the purse strings and not provide the things his family needs. Couples can fight over money for many different reasons, but mainly because of a lack of it. Not having enough money can be really stressful which is why is strains a marriage.

It’s best for couples in this situation to set up a budget so they can learn how to use their money properly. You can start by establishing a place where you can keep all of your paid bills and receipts organized. One of the best things for this is a photo storage box. Keeping everything organized in this way instead of throwing it haphazardly into a box under the bed will help you find materials that you might need against as well as have everything at your fingertips when tax time rolls around. You should do as the IRS recommends and keep all paperwork for at least three years. You could use three separate boxes for this.

Your computer can be another great budgeting tool. Start with a blank spreadsheet and type these headings across the top: groceries, housing, credit cards/loans, car expenses, savings, entertainment, chartible contributions, and a miscellaneous columm. The months of the year should be on the left side of the spreadsheet. You can easily track your expenses using this spreadsheet. You could calculate all of the expenses at the end of the month. You simply have to total the columns at the beginning of the year. It will be much easier to file taxes if you have everything calculated already.

You can also make a practice of totaling each month separately. You would be able to determine your monthly expenses much easier. You can determine why you’re spending more money in a particular month if that’s the case. Doc No.wslsdhgt-sdgewa

Kristie Brown writes on a variety of topics from health to technology. Check out her websites on stop divorce and save your marriage

Chestnuts Roasting on an Open Fire – Christmas Song on Piano

Duets $4.04 STREISAND BARBRA DUETS…

It’s Time $5.55 Michael Bublé’s assured debut and the tireless year of globe-trotting touring he spent promoting it elevated the 20-something Vancouver native into the first rank of pop crooner revivalists. His sophomore studio follow-up largely turns on the same formula that helped make his considerable vocal prowess so attractive to mainstream audiences, mixing the nigh flawless, if expected Sinatra-channeling…

The Promise $4.50 IL DIVO THE PROMISE…

Piano Guy Holiday Special $10.88 Don’t you wish you could play carols around the holiday season? Now you can! Join Scott The Piano Guy Houston and his guests as they explore 90 minutes of everyone’s favorite holiday songs. This DVD provides absolute beginners through more advanced player…

Piano Guy 1-on-1 Series Christmas Song $16.17 This terrific instructional series was designed to do one thing extremely well – teach you to play great songs! Each includes approx. 2-1/2 hours of direct video instruction, plus lead sheets! Starting from an absolute beginner’s point of view, and contin…

Music Maker Lap Harp $36.07 This unique string instrument is hand finished from solid hardwood. Beautiful in tone and appearance, the Music Maker is playable even by young children. Simply pluck the strings indicated on the twelve individual song sheets which are included and you have instant music. A tuning key and pick are included with this lightweight and portable instrument….

B. Meowsic Keyboard $29.24 Kids can make beautiful meowsic on our charming cat-themed toy keyboard! Beyond cute, it has terrific sound quality and oodles of options for kids to explore. Kids keyboard offers five instrument sounds (piano, organ, banjo, bells, and cat-like “meowaphone”), a 20-song play list, retractable microphone, and built-in recorder. There are even seven silly cat songs to tickle little funny bones. Toy i…

My First Book of Christmas Songs: 20 Favorite Songs in Easy Piano Arrangements 8 1/4 x 11…

John Thompson’s Easiest Piano Course Part 1 $1.82 A comprehensive step-by-step course specifically designed to suit the needs of all children beginning the piano. Includes: characters and illustrations writing exercises sight reading drills review work accompaniments and more. Contains workshee…

Alfred’s Basic Piano Library: Lesson Book Level 1B $3.42 This easy step-by-step method emphasizes correct playing habits and note reading through interval recognition. Lesson Book 1B begins by reviewing the concepts taught in Lesson Book 1A, then introduces new concepts such as incomplete measures, tempo markings, eighth notes and rests, using the damper pedal, half steps and whole steps. It also introduces the major scale through the concept of tetrach…